A VA loan is a home loan guaranteed by the U.S. Veterans Administration. VA Loans are available to eligible veterans and unmarried surviving spouses who can show entitlement through a Certificate of Eligibility. Eligible veterans can purchase a home with no down payment and no cash reserve. Loan and closing fees also can be rolled into the loan itself. RHF and I are grateful to the brave veterans and the active military for serving our country.
Benefits of a VA Loan:
- No Down Payment required.
- No mortgage insurance required.
- Ability to roll in your closing costs.
- More flexibility in credit requirements compared to conventional loans.
… and much more.